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Expert guides on income tax, retirement planning, mortgages, and investing — updated for 2026 across 10 countries.
United StatesCalifornia's signed AB 1847 lifts LA wildfire mortgage forbearance to 24 months total from January 2027. Earlier pauses count; calculate what may remain and what you still owe.
United StatesLouisiana START 529 and K12 accounts move to Ascensus on October 5. The Board's webpage and its guide disagree on the old-platform cutoff; here is what to check.
United KingdomHMRC says a January 2027 PAYE code change for two £200 Winter Fuel awards can add roughly £30 to £33 in monthly tax. Its April two-award example uses the same range for combined recovery.
AustraliaASIC's Report 837 (29 July 2026) found eight banks, covering 70% of Australia's $2.5 trillion home loan market, failed to set up and link mortgage offset accounts properly. Banks paid over $55 million in compensation between September 2023 and August 2025, and more is coming. Here is how to check your offset is working and how to claim if it was not.
United StatesThe $425 million Capital One 360 Savings settlement won final approval on April 20, 2026, then a single objector's appeal on June 18, 2026 froze all payments, potentially for over a year. No claim form exists; payment is automatic. Here is who is in the class, how each check is calculated, and what the math realistically brackets to.
GermanyAn August 2026 federal microsimulation projects 238,000 households lose Wohngeld eligibility outright by the draft reform’s full effect in 2029. Another 143,000 may switch to SGB II or XII; about one million remain on lower Wohngeld. The law is still proposed.
United StatesThe IRS raised the 401(k) employee deferral limit to $24,500 for 2026, with an $8,000 catch-up for 50+ and a $11,250 super catch-up for ages 60-63. Here's how to maximize every dollar, avoid the new Roth catch-up trap, and hit the $72,000 total limit.
IndiaThe CBDT officially notified the 50% HRA exemption under Income-tax Rules, 2026 (Notification No. G.S.R. 198(E)) for 8 metro cities, adding Bengaluru, Pune, Hyderabad, and Ahmedabad. See the math, the Form 124 landlord relationship rule, and tax savings.
AustraliaFrom the first full pay period on or after 1 July 2026, the adult National Minimum Wage is $26.44 an hour and award minimum rates generally rise 4.75%. Two new award floors mean some low and entry-level classifications need a larger adjustment. Check the actual award rate before estimating your pay.
AustraliaFrom July 1, 2026, Australia's lowest marginal tax rate drops from 16% to 15% on income between $18,201 and $45,000, saving every taxpayer up to $268. Simultaneously, the $20,000 instant asset write-off becomes permanent for small businesses. Here's the combined math for salary earners and sole traders.
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Plan remaining months under California AB 1847's 24-month LA wildfire mortgage forbearance cap and illustrate payments postponed, not forgiven.
Calculate statutory August 2026 IRS Applicable Federal Rates (AFR) for intra-family loans and check imputed interest gift tax risk under RR-2026-12.
Calculate your monthly payment shock, new 10% IDR / RAP payments, and PSLF eligibility following the March 2026 SAVE termination.
Calculate per-paycheck 401(k) deferrals to hit 2026 limits ($24,500 base, $11,250 Super Catch-Up for ages 60-63) and claim full employer match.
Calculate your split-year 2026 vehicle tax deduction (H1 at 72.5¢ vs H2 at 76¢ per mile) under IRS Announcement 2026-11.
Calculate your tax savings from the OBBBA 'No Tax on Tips' federal deduction.
Estimate your federal income tax savings under the OBBBA overtime deduction.
Calculate your additional $6,000 above-the-line senior deduction under the OBBBA.
Estimate your deductible auto loan interest for new, US-made passenger vehicles.
Model your combined federal income tax savings across all four new OBBBA deductions.
Model the interest your 360 Savings account missed out on and an illustrative pro-rata share of the $425 million settlement fund now delayed by an appeal.
Examine how rising prices erode the future purchasing power of your cash.
Make data-driven decisions by comparing investments, retirement accounts, insurance, tax regimes, and mortgages side-by-side.
Compare Super vs ETF, CPF vs ETF investing, Stocks & Shares ISA vs Cash ISA, and more.
Compare NPS vs UPS pensions, payday vs quarterly super, FHSA vs RRSP, and more.
Compare KVdR vs PKV — statutory vs private German health insurance for retirees.
Compare No Tax on Tips vs Overtime, working holiday vs resident tax, ZZP vs employment, and more.
Compare Fixed vs Variable rates, mortgage types, and loan options across countries.
Browse every financial product comparison with interactive calculators and 2026 rules.
