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India Loans Calculators

Free, localized loans planning tools updated for the 2026 financial year in India.

The RBI's draft 2026 conduct rules would turn forced loan bundling from an annoyance into a compensable claim: lenders who tie insurance or ULIPs to loan approval, or bury processing charges, would face refund orders with 9% penalty interest, with the RB-IOS ombudsman route covering claims up to ₹30 lakh after a mandatory 30-day bank-first step. The checker here sizes a realistic claim from your loan amount, the bundled premium, hidden charges, and how long ago the sale happened, and is explicit that the directions are draft until final notification.

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RBI Anti-Mis-Selling Compensation & Refund Checker (2026)

Check potential refund & interest compensation claims for forced loan insurance and bancassurance mis-selling under RBI 2026 rules.

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Government-Sourced DataAll calculators built from official regulatory sources by Galvin Mendonca, Finance Researcher
All figures from primary government sources. Last updated July 2026.

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