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Singapore Retirement Calculators

Free, localized retirement planning tools updated for the 2026 financial year in Singapore.

Singapore's July 2026 shift raised the statutory retirement age to 64 and re-employment to 69 while leaving CPF LIFE payouts at 65, and the transition calculator prices what those protected extra working years earn: 4% base RA interest, the age-55+ bonus tiers worth up to 6% on the first S$30,000, and the roughly 7%-per-year payout uplift for deferring CPF LIFE toward 70. Alongside it, the Budget 2026 top-up checker runs the exact four-gate, three-tier test for the one-off December 2026 payment of up to S$1,500.

Available calculators

Calculator

Budget 2026 CPF Top-Up Checker

Check if you qualify for the one-off Budget 2026 CPF top-up of up to $1,500 for Singaporeans aged 50+ with lower retirement savings. Means-tested by CPF savings and property annual value.

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Calculator

Singapore CPF Retirement Age Shift Simulator (2026)

Model Singapore's July 1, 2026 statutory retirement age shift (63→64 / 69 re-employment) and calculate your 4% SMRA compounding bonus.

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Government-Sourced DataAll calculators built from official regulatory sources by Galvin Mendonca, Finance Researcher
All figures from primary government sources. Last updated July 2026.

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